| Concept
|
- It is an informal group comprising of Minimum 4 to Maximum 10 members
- It is an activity oriented group
|
| Purpose |
- To carry out crop cultivation and other agriculture allied activities,
- Other productive/investment purposes
|
| Eligibility
|
- Small Farmers (SF) /Marginal Farmers (MF)/Tenant Farmers/Oral lessees and Share Croppers in Farm Sector
- Micro Entrepreneurs/Artisans in Non-Farm Sector.
|
| Extent of Loan |
|
| Type of Loan |
- Term Loan (or) Cash Credit for cultivation of crops
|
| Security/ Margin
|
- Hypothecation of assets created out of loan
- No other collateral security will be insisted upon up to the limits fixed by the bank from time to time except for hypothecation of assets created out of the loan.
|
| Rate of Interest |
|
| Period of Loan &
|
|
| Processing charges
|
- 0.60% of the Limit sanctioned
|
| How to apply
|
- Please contact nearest Tamil Nadu Grama Bank’s Branch for more details
|
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