| Objective |
- TNGB SURABI scheme has been designed to cater to the needs of persons with inconsistent income e.g. self-employed persons, professionals, business community, farmers or persons engaged in intervallic occupation particularly in rural and semi-urban areas. Persons who is having secured income but variable surplus can also take benefit of it.
- Every month in addition to a base amount, a fixed amount can be deposited like recurring deposit.
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| Tenor for the Deposit |
- Min. 6 Months to Max. 120 Months.
|
| Elgibility |
- Existing and New Customers of Tamil Nadu Grama Bank
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| Interest Rate |
- Subject to change by the Bank from time to time. Please refer our Interest Rate Label / visit our nearest branch
|
| Installment for Deposits |
- A depositor has to choose a core installment with a minimum of ₹100/- or above in its multiples.
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| Salient Features |
- Nomination facility available
- No restriction on number of times credit into account.
- Standing Instructions available for transfer from SB/CA.(Daily / Monthly Frequency)
- Can be transferred from one branch to another branch of the bank with request from customer at his convenience.
- Customers can avail Loan facility against their deposit for the Deposit tenor with minimum interest rate as advised in Loans and Advances Page.
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| Premature Withdrawal |
- Premature closure is allowed
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| Documents Requirement to open a New Account |
- Please visit your nearest branch with required KYC documents (Officially Valid Documents for Identity and Address Proof)
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| TDS (Tax Deducted at Source) |
- Interest on these term deposits shall be liable to tax under the Income Tax Act, The tax on such interest shall be deducted in accordance with the provisions of section 194A or section 195 of the Act.
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| Documents Requirement to open a New Account |
- Please visit your nearest branch with required KYC documents (Officially Valid Documents)
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